The CCAC blog may not be the place for politics- but it is the place for breaking news regarding the access to colorectal cancer screening and treatment in Canada and abroad.

As Canadians, we tend to be very interested in the American health care reform- after all, our system is the one that the US system is compared to the most. For better or worse, access to site health care is a very hot issue. Politics and ideology aside, our American friends may be interested in what the reform means for them- and their chances of preventing, treating and beating colorectal cancer.

Below, a small preview of a Colorectal Cancer Coalition article entitled, “What Does Health Care Reform Mean For People Concerned About Colorectal Cancer? Please click here to read the original article- it’s a very important read.

BENEFITS IF YOU HAVE BEEN DIAGNOSED WITH COLORECTAL CANCER:

  • Beginning immediately, health insurance plans cannot drop you or reduce your benefits just because you become sick, a process called rescission.
  • After January 1, 2014, insurance plans will not be able to deny coverage or charge higher premiums if you have a pre-existing condition.  Until that time, people with pre-existing conditions will be able to find affordable insurance in special high-risk pools supported with federal funds.  For people with inherited colorectal cancer who worry about testing for a genetic condition, the law specifically includes genetic information among the health conditions for which there cannot be discrimination.
  • Six months after the the law is enacted, insurance companies can no longer place lifetime limits on healthcare coverage, nor can they impose restrictive annual limits.
  • In 2014, all group and individual plans must eliminate annual limits.  Even if you need expensive cancer care, you will no longer need to worry about your insurance refusing to meet those costs.
  • Depending on your income, there will be limits on the amount of money you need to pay out-of-pocket for health care for you and for your family each year